
This weekend I volunteered to warn shopkeepers and
officials in my San Francisco suburb about dangerous urban flooding potential during
the next week.
Up and down the California coast, metro areas
including Los Angeles and San Francisco, are experiencing a series of El
Nino-generated Pacific storms. Further inland, Phoenix will also take a big
hit. The forecasted 6-10 inches of rain over the next days will almost
certainly bring localized flooding and mudslides. Ocean storm swells will reach
20-30 feet on some parts of the coast by Thursday, lashing roads,
infrastructure and housing. (Update Jan. 22: the storms this week luckily did not flood San Anselmo, but did cause heavy rains, some flooding and infrastructure damage throughout the state and Arizona, while also reducing the region's drought).

NOAA 5-day precipitation forecast from 1/16/10: small purple circles in California represent areas expected to receive 8+ inches.
How much of this weather and its impacts can be directly attributed to global climate change, I will not venture. The coastal and tidal flooding that is expected in California, however, will be one of the hallmarks of a changing climate. Another effect will be drought---which California and the Southwest have been experiencing for three years--the flip side of climate change's growing precipitation impacts. Coastal and desert urban areas in particular need to steel themselves for such a schizophrenic future.
Leaving things up to "officials" to figure out disaster
plans is not recommended; true community resilience will require research, networking
and knowledge sharing within and outside one's normal sphere. In my case, I think
I was able to plug a few vital holes that may have been missed.
Most store owners in San
Anselmo (pop. 12,000) that I spoke with were savvy about imminent flood danger.
Based on their experience with the New Year's Eve flood of 2005, a few
shopkeepers had excellent information and resources: they referred me to online
creek-level readings ("anything over ten feet and I'm out of here," one man said), and email alerts that can be sent to email or phones from Nixle.com, a national information mass customization service that localizes updates on disasters, road
closures and crime.
But none of that seemed to be
enough to really prepare people. One friend, a council member from the
neighboring town that was also flooded in 2005, did not know about the severity
of the forecast weather when I chanced to run into him at a musical performance
over the weekend. He had me send him the forecast links from NOAA
showing him exactly how much precip is expected to fall.
He emailed back, "We're trying to get our flood plain residents to batten down
the hatches. This should help."
Other small business owners
that I spoke to were new to town, including immigrants. Unlike long-time
business owners who told me they were warned by the police (or that had vivid mud-damaged
inventory and moldy wallboard memories), the new shopkeepers knew almost nothing
about flooding dangers or where to get the free sandbags.
Those who were around in December 30, 2005, have learned that floodgates (above, white board) for each business offers the best protection. In actuality, these are just rails installed on each side of entrance door where a piece of plywood can be inserted as a barrier against the torrents of water can come crashing against and under the front shop door (usually glass). Gates work even better than sandbags, but sandbags will prevent the glass doors from being smashed open.
The town and surrounding
communities, even the federal government, tried to take some larger-scale policy
actions after the 2005 flood, which caused almost $100 million in property damages
county-wide. The Federal Emergency Management Agency (FEMA) developed a new local flood
risk map based on the 2005 event, and insurers offered policies that residents within
the areas were urged to purchase.
An extensive engineering study of the region's watershed is being made,
a $125-per-property flood fee narrowly passed a controversial vote, while creek debris clean-ups have become popular all-age volunteer events each fall before
the winter rainy season arrives.
Some houses have been rebuilt and raised above the flood-prone region along San Anselmo/Corte Madera Creek. This normally placid creek empties seven miles later into San Francisco Bay. High bay tides back the creek up so that it can't empty into the bay quickly.

San Anselmo/ Corte Madera Creek Watershed: San Anselmo is in center, San Francisco Bay, on right
Unfortunately, it doesn't
take much time for San Anselmo/Corte Madera Creek (watershed in brown above) to back up from San Francisco
Bay and rise in the Marin communities lining its flood plain, since it is
surrounded by steep canyons that channel rainfall off nearby hills. Asphalt
parking lots, impermeable pavement and poorly planned development have also
increased the speed by which rainwater runs off into the creek. For instance,
when I checked creek levels online Sunday the 17th, the creek was 2.9 feet,
The irony of California's winter storms is that they bring needed water to reservoirs and mountain snowpack, promising to reduce or temporarily end the region's ongoing drought, which has been costing the agriculture industry and some cities hundreds of millions in lost revenue and in water purchases. Marin County last year was the first in the Bay Area to approve desalination from San Francisco Bay water, despite energy and marine environmental impacts along with a hefty $100 million-plus price tag.
Not surprisingly, the state's residents have a
love-hate relationship with their winter weather. To make the affair even more
volatile, climate change may be swinging the status from drought to flood in a
matter of a few weeks.
Indeed, California's coastal
metros (along with the Gulf Coast, including Florida and New Orleans) may be
the first litmus test for how to adapt to the unpredictable excesses and
scarcities of a changing climate.



Flooding is not covered by standard property insurance. Contact your insurance agent for flood insurance information. Property owners can insure buildings and contents, and renters can insure their possessions. Elevation certificates may be on file at your local County Department of Water Resources.
Remember, you do not have to live in a floodplain to qualify for flood insurance. According to FEMA, 30 percent of flood damage claims are not located within a SFHA.
Dan, I would also suggest sewer backup insurance as well. Often, especially in urban areas, its a break down of public utilities that cause the most damage!